Premium Funding

The cost of insurance to a business can be substantial. Premium Funding is a cash flow solution that gives your business the ability to spread the payments of your insurance policy over the course of smaller monthly instalments.

Premium Funding eliminates the outlay of potentially large lump sum premiums. This gives you the flexibility to invest working capital in other income-generating opportunities without affecting existing finance arrangements.

Benefits of Premium Funding:

• Monthly instalment payments provides cash flow certainty
• Easy repayment options via direct debit, credit card or EFT
• Simple loan documentation with auto renewal option
• No security or director guarantees required (in most cases)
• Consolidation of all your Insurance policies – multiple policies can be placed under one premium funding agreement
• Competitive, fixed low interest rates.
• Interest payments, credit charges and application fees may be tax deductible.

As your insurance broker we will organise everything for you. Once the relevant paperwork is submitted we will obtain a valid quote for you. All we need is your signature and your bank details – it’s that simple.